Currency and Money Guide for Pilgrims: Saudi Arabia Essentials

Managing money wisely in Saudi Arabia helps you focus on worship rather than financial stress. Here is a practical guide for Indian pilgrims.

Currency

Saudi Arabia's currency is the Saudi Riyal (SAR). As of 2025, the approximate exchange rate is 1 SAR = approx ₹22–23 INR. Rates fluctuate — check before you travel.

How to Get Saudi Riyals

Option 1: Exchange in India before departure Currency exchange at major airports (Mumbai, Delhi, Hyderabad) offers competitive rates. Avoid airport booths, which often have poor rates — try authorised money changers in the city instead.

Option 2: Withdraw from Saudi ATMs ATMs are widely available in Makkah and Madinah, including inside the mosque complex. Most accept Visa and Mastercard. Inform your Indian bank of your travel dates to avoid card blocks.

Option 3: Card payments Most hotels, pharmacies, and larger restaurants accept card payments. Smaller shops near the mosque may be cash-only.

How Much to Budget

| Category | Approximate daily spend | |---|---| | Meals (mid-range restaurants) | SAR 80–120 | | Local transport (taxis/Uber) | SAR 30–50 | | Shopping and souvenirs | SAR 50–200 (variable) | | Miscellaneous | SAR 30–50 |

A comfortable daily budget (excluding accommodation) is approximately SAR 200–400 (around ₹4,400–8,800).

Tipping

Tipping is not mandatory but is appreciated. Hotel staff: SAR 5–10 per service. Restaurant servers: 10% if service charge is not included.

FAQ

Can I use Indian rupees in Saudi Arabia? No. Indian rupees are not accepted. Exchange to SAR before or upon arrival.

Are there ATM fees? Saudi ATMs typically charge SAR 10–15 per international withdrawal. Your Indian bank may also charge a foreign transaction fee. Budget accordingly.